1196 Rutledge RdTransferPA16154
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 1196 Rutledge Rd, Transfer, PA, 16154 in Transfer. At $161,000 it earns $1,326/mo in rent and distributes $271/mo to the owner after the $724/mo payment, a consistent 9.88% yield. DSCR 1.83 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $44,481 in value; $1,483/yr in principal paydown compounds ownership stake. Total projected return: $78,788.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $271 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,326 |
| Total Monthly Debt Service | $991 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16154, Transfer, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,107 (100%) |
| Owner Occupied HU | 820 (74.1%) |
| Renter Occupied HU | 181 (16.4%) |
| Vacant Housing Units | 106 ( 9.6%) |
| Median Home Value | $191,327 |
| Average Home Value | $251,186 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,063
Multi-Family
35
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
1.14 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16154, Transfer, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,107 (100%) |
| Owner Occupied HU | 820 (74.1%) |
| Renter Occupied HU | 181 (16.4%) |
| Vacant Housing Units | 106 ( 9.6%) |
| Median Home Value | $191,327 |
| Average Home Value | $251,186 |
Housing Distribution
Address Breakdown
Residential
1,098
Single Family
1,063
Multi-Family
35
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anne Wansor • BERKSHIRE HATHAWAY THE PREFERRED REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1701873
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.