11939 Royce Waterford CirTampaFL33626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 11939 Royce Waterford Cir, Tampa, FL, 33626 in Tampa: $13,038/mo in rent, $547/mo in net income, 8.69% gross yield, 1.61 DSCR, all at $1,800,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $497,307 in appreciation and $16,578/yr in principal paydown projects total cumulative return of $723,613.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 3.0% |
| Monthly Cash Flow | $547 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $13,038 |
| Total Monthly Debt Service | $11,774 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.26 Acres lot
$N/A/sqft
$190 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33626, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,989 (100%) |
| Owner Occupied HU | 8,289 (63.8%) |
| Renter Occupied HU | 4,104 (31.6%) |
| Vacant Housing Units | 596 ( 4.6%) |
| Median Home Value | $582,199 |
| Average Home Value | $649,976 |
Housing Distribution
Address Breakdown
Residential
12,856
Single Family
8,887
Multi-Family
3,969
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.26 Acres lot
$N/A/sqft
$190 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33626, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,989 (100%) |
| Owner Occupied HU | 8,289 (63.8%) |
| Renter Occupied HU | 4,104 (31.6%) |
| Vacant Housing Units | 596 ( 4.6%) |
| Median Home Value | $582,199 |
| Average Home Value | $649,976 |
Housing Distribution
Address Breakdown
Residential
12,856
Single Family
8,887
Multi-Family
3,969
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices