11921 Camellia StFountainFL32438
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 11921 Camellia St, Fountain, FL, 32438 in Fountain hard to pass up. The 18.32% gross yield on a $154,999 purchase results in $2,366/mo in rent and $1,338/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.39). Annual cash flow of $16,054, five-year appreciation of $42,823, and $1,428/yr in equity build-up combine for a projected total cumulative return of $145,194.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.3% | 5.0% |
| Monthly Cash Flow | $1,338 | $1,500 |
City averages based on Fountain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,366 |
| Total Monthly Debt Service | $967 |
| DSCR Ratio | 2.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2014
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32438, Fountain, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,057 (100%) |
| Owner Occupied HU | 1,475 (71.7%) |
| Renter Occupied HU | 237 (11.5%) |
| Vacant Housing Units | 345 (16.8%) |
| Median Home Value | $160,064 |
| Average Home Value | $172,810 |
Housing Distribution
Address Breakdown
Residential
1,834
Single Family
1,834
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2014
0.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32438, Fountain, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,057 (100%) |
| Owner Occupied HU | 1,475 (71.7%) |
| Renter Occupied HU | 237 (11.5%) |
| Vacant Housing Units | 345 (16.8%) |
| Median Home Value | $160,064 |
| Average Home Value | $172,810 |
Housing Distribution
Address Breakdown
Residential
1,834
Single Family
1,834
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices