119 Pansy StCochranGA31014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 119 Pansy St, Cochran, GA, 31014 in Cochran earns a 9.47% gross yield at $254,000. Rent of $2,005/mo nets $416/mo after the $1,142/mo mortgage. The 1.76 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $70,176 and $2,339/yr in equity accumulation project a total cumulative return of $123,211.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.2% |
| Monthly Cash Flow | $416 | $1,200 |
City averages based on Cochran market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,005 |
| Total Monthly Debt Service | $1,488 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31014, Cochran, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,529 (100%) |
| Owner Occupied HU | 3,564 (64.5%) |
| Renter Occupied HU | 1,253 (22.7%) |
| Vacant Housing Units | 712 (12.9%) |
| Median Home Value | $153,281 |
| Average Home Value | $180,760 |
Housing Distribution
Address Breakdown
Residential
4,981
Single Family
4,981
Multi-Family
0
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31014, Cochran, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,529 (100%) |
| Owner Occupied HU | 3,564 (64.5%) |
| Renter Occupied HU | 1,253 (22.7%) |
| Vacant Housing Units | 712 (12.9%) |
| Median Home Value | $153,281 |
| Average Home Value | $180,760 |
Housing Distribution
Address Breakdown
Residential
4,981
Single Family
4,981
Multi-Family
0
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gwendoline Arnold-Hutchinson • SOUTHERN ELITE REALTORS OF GEORGIA
Mls Name: CGMLS
Mls ID: #252850
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.