119 Main StCollege CornerOH45003
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 119 Main St, College Corner, OH, 45003 in College Corner is narrow, $185/mo net on $1,267/mo rent after the $740/mo debt service, but the property operates at break-even-plus, not a loss. At $164,500 with a 9.24% yield, the long-run equity case via 5% appreciation ($45,448 over five years) and $1,515/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.71 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $74,586.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $185 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,267 |
| Total Monthly Debt Service | $1,017 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1909
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45003, College Corner, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 403 (100%) |
| Owner Occupied HU | 259 (64.3%) |
| Renter Occupied HU | 96 (23.8%) |
| Vacant Housing Units | 48 (11.9%) |
| Median Home Value | $267,222 |
| Average Home Value | $309,990 |
Housing Distribution
Address Breakdown
Residential
326
Single Family
287
Multi-Family
39
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1909
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45003, College Corner, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 403 (100%) |
| Owner Occupied HU | 259 (64.3%) |
| Renter Occupied HU | 96 (23.8%) |
| Vacant Housing Units | 48 (11.9%) |
| Median Home Value | $267,222 |
| Average Home Value | $309,990 |
Housing Distribution
Address Breakdown
Residential
326
Single Family
287
Multi-Family
39
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathy Clapp • RE/MAX Incompass
Mls Name: DABR MLS
Mls ID: #952248