119 Lyon St #ASan FranciscoCA94117
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.54% gross rental yield, 119 Lyon St #A, San Francisco, CA, 94117 in San Francisco is priced for capital growth, not immediate cash flow. The $1,660,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $458,627 by year five, with $15,289/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.03) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $420,157.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 4.5% |
| Monthly Cash Flow | $(3,299) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,664 |
| Total Monthly Debt Service | $10,303 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2004
3,190 sqft lot
$N/A/sqft
$1,116 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94117, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,748 (100%) |
| Owner Occupied HU | 5,231 (26.5%) |
| Renter Occupied HU | 13,020 (65.9%) |
| Vacant Housing Units | 1,497 ( 7.6%) |
| Median Home Value | $1,699,396 |
| Average Home Value | $1,624,197 |
Housing Distribution
Address Breakdown
Residential
18,772
Single Family
8,176
Multi-Family
10,596
Businesses
909
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2004
3,190 sqft lot
$N/A/sqft
$1,116 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94117, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,748 (100%) |
| Owner Occupied HU | 5,231 (26.5%) |
| Renter Occupied HU | 13,020 (65.9%) |
| Vacant Housing Units | 1,497 ( 7.6%) |
| Median Home Value | $1,699,396 |
| Average Home Value | $1,624,197 |
Housing Distribution
Address Breakdown
Residential
18,772
Single Family
8,176
Multi-Family
10,596
Businesses
909
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Heather Kennedy • Compass
Mls Name: SFAR
Mls Provider:
Mls ID: #425040315
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.