119 Berlin StreetBarreVT05641
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow119 Berlin Street, Barre, VT, 05641 in Barre is a top-tier cash-flow asset. At $235,000 it produces $2,422/mo in rent and $858/mo in net monthly income, a 12.37% gross rental yield. The DSCR of 2.29 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $10,298. Five-year appreciation adds $64,926, driving a total cumulative return of $144,824.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 6.8% |
| Monthly Cash Flow | $858 | $420 |
City averages based on Barre market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,422 |
| Total Monthly Debt Service | $1,470 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05641, Barre, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,187 (100%) |
| Owner Occupied HU | 4,984 (60.9%) |
| Renter Occupied HU | 2,480 (30.3%) |
| Vacant Housing Units | 723 ( 8.8%) |
| Median Home Value | $268,785 |
| Average Home Value | $310,666 |
Housing Distribution
Address Breakdown
Residential
7,195
Single Family
6,778
Multi-Family
417
Businesses
782
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05641, Barre, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,187 (100%) |
| Owner Occupied HU | 4,984 (60.9%) |
| Renter Occupied HU | 2,480 (30.3%) |
| Vacant Housing Units | 723 ( 8.8%) |
| Median Home Value | $268,785 |
| Average Home Value | $310,666 |
Housing Distribution
Address Breakdown
Residential
7,195
Single Family
6,778
Multi-Family
417
Businesses
782
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices