1188 Lilly LnBellvilleTX77418
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 1188 Lilly Ln, Bellville, TX, 77418 in Bellville: $3,839/mo in rent, $1,806/mo net, 16.45% gross yield, all on a $279,999 acquisition. The 3.05 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $77,359 in value, and $2,579/yr in principal paydown steadily builds equity. Projected total cumulative return: $223,704.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.5% | 6.2% |
| Monthly Cash Flow | $1,806 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,839 |
| Total Monthly Debt Service | $1,921 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
5,201 sqft lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77418, Bellville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,870 (100%) |
| Owner Occupied HU | 3,204 (65.8%) |
| Renter Occupied HU | 988 (20.3%) |
| Vacant Housing Units | 678 (13.9%) |
| Median Home Value | $366,255 |
| Average Home Value | $487,328 |
Housing Distribution
Address Breakdown
Residential
4,383
Single Family
4,123
Multi-Family
260
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
5,201 sqft lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77418, Bellville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,870 (100%) |
| Owner Occupied HU | 3,204 (65.8%) |
| Renter Occupied HU | 988 (20.3%) |
| Vacant Housing Units | 678 (13.9%) |
| Median Home Value | $366,255 |
| Average Home Value | $487,328 |
Housing Distribution
Address Breakdown
Residential
4,383
Single Family
4,123
Multi-Family
260
Businesses
493
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices