11856 Fiddlewood LnEl PasoTX79936
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe headline number at 11856 Fiddlewood Ln, El Paso, TX, 79936 in El Paso is the 1.70 coverage ratio: rent of $1,589/mo versus a $937/mo debt payment on a $208,400 property. Rental yield 7.78%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $57,577 by year five, with $1,919/yr in equity from paydown. Total projected cumulative return: $83,745.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.8% |
| Monthly Cash Flow | $(175) | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,589 |
| Total Monthly Debt Service | $1,449 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
4,356 sqft lot
$N/A/sqft
$22 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79936, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 38,311 (100%) |
| Owner Occupied HU | 25,719 (67.1%) |
| Renter Occupied HU | 11,315 (29.5%) |
| Vacant Housing Units | 1,277 ( 3.3%) |
| Median Home Value | $205,341 |
| Average Home Value | $242,808 |
Housing Distribution
Address Breakdown
Residential
37,280
Single Family
33,765
Multi-Family
3,515
Businesses
2,611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
4,356 sqft lot
$N/A/sqft
$22 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79936, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 38,311 (100%) |
| Owner Occupied HU | 25,719 (67.1%) |
| Renter Occupied HU | 11,315 (29.5%) |
| Vacant Housing Units | 1,277 ( 3.3%) |
| Median Home Value | $205,341 |
| Average Home Value | $242,808 |
Housing Distribution
Address Breakdown
Residential
37,280
Single Family
33,765
Multi-Family
3,515
Businesses
2,611
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices