11846 Lewis River RoadArielWA98603
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 11846 Lewis River Road, Ariel, WA, 98603 in Ariel worth study. Rental yield 5.84%. The 5.84% gross yield is below cash-flow benchmarks at $325,000, but 5% annual appreciation, adding $89,792 over five years, frames this as a capital growth position. Rent of $1,582/mo partially offsets the $1,461/mo payment. Ziffy Mortgage finances appreciation-play properties (1.08 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $99,138.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.2% |
| Monthly Cash Flow | $(372) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,582 |
| Total Monthly Debt Service | $1,824 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1972
2.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98603, Ariel, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 417 (67.5%) |
| Renter Occupied HU | 43 ( 7.0%) |
| Vacant Housing Units | 158 (25.6%) |
| Median Home Value | $502,049 |
| Average Home Value | $486,145 |
Housing Distribution
Address Breakdown
Residential
387
Single Family
384
Multi-Family
3
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1972
2.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98603, Ariel, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 618 (100%) |
| Owner Occupied HU | 417 (67.5%) |
| Renter Occupied HU | 43 ( 7.0%) |
| Vacant Housing Units | 158 (25.6%) |
| Median Home Value | $502,049 |
| Average Home Value | $486,145 |
Housing Distribution
Address Breakdown
Residential
387
Single Family
384
Multi-Family
3
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erica L. Rodman • Woodland Real Estate LLC
Mls Name: NWMLS
Mls ID: #2463022