11837 E Subdivision RdPt AllenLA70767
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 11837 E Subdivision Rd, Pt Allen, LA, 70767 in Pt Allen at $225,000 earns $1,440/mo in rent and nets $46/mo after the $1,012/mo payment, a 7.68% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $62,163 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $2,072/yr in principal paydown, total projected return reaches $88,308.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $46 | $850 |
City averages based on Pt Allen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,304 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
3.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70767, Port Allen, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,858 (100%) |
| Owner Occupied HU | 4,505 (65.7%) |
| Renter Occupied HU | 1,586 (23.1%) |
| Vacant Housing Units | 767 (11.2%) |
| Median Home Value | $235,035 |
| Average Home Value | $255,918 |
Housing Distribution
Address Breakdown
Residential
6,322
Single Family
5,814
Multi-Family
508
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
3.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70767, Port Allen, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,858 (100%) |
| Owner Occupied HU | 4,505 (65.7%) |
| Renter Occupied HU | 1,586 (23.1%) |
| Vacant Housing Units | 767 (11.2%) |
| Median Home Value | $235,035 |
| Average Home Value | $255,918 |
Housing Distribution
Address Breakdown
Residential
6,322
Single Family
5,814
Multi-Family
508
Businesses
788
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices