11823 ZarkavaSan AntonioTX78230
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 11823 Zarkava, San Antonio, TX, 78230 in San Antonio is capital appreciation. Rental yield 5.23%. The 5.23% gross yield at $409,500 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $113,137 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.97) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $81,921.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 5.8% |
| Monthly Cash Flow | $(1,169) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,783 |
| Total Monthly Debt Service | $2,789 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
3,484 sqft lot
$N/A/sqft
$120 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
3,484 sqft lot
$N/A/sqft
$120 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Forga • Marshall Reddick Real Estate
Mls Name: SABOR
Mls Provider:
Mls ID: #1862145
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.