118 Sterling DrLincolnshireIL60069
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play118 Sterling Dr, Lincolnshire, IL, 60069 in Lincolnshire is priced for appreciation, not yield. Rental yield 5.25%. At $700,490 with a 5.25% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $193,532 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.97) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $152,503.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.0% |
| Monthly Cash Flow | $(2,191) | $250 |
City averages based on Lincolnshire market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,066 |
| Total Monthly Debt Service | $4,580 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
1,664 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60069, Lincolnshire, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,014 (100%) |
| Owner Occupied HU | 2,892 (72.0%) |
| Renter Occupied HU | 789 (19.7%) |
| Vacant Housing Units | 333 ( 8.3%) |
| Median Home Value | $601,052 |
| Average Home Value | $655,011 |
Housing Distribution
Address Breakdown
Residential
3,587
Single Family
2,396
Multi-Family
1,191
Businesses
688
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
1,664 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60069, Lincolnshire, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,014 (100%) |
| Owner Occupied HU | 2,892 (72.0%) |
| Renter Occupied HU | 789 (19.7%) |
| Vacant Housing Units | 333 ( 8.3%) |
| Median Home Value | $601,052 |
| Average Home Value | $655,011 |
Housing Distribution
Address Breakdown
Residential
3,587
Single Family
2,396
Multi-Family
1,191
Businesses
688
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Little, CNC,CSC,E-PRO,RSPS,SFR,SRES • Little Realty
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12575125