1179 Ga Highway 204PembrokeGA31321
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1179 Ga Highway 204, Pembroke, GA, 31321 in Pembroke at $214,900, 4.89% gross yield, is a market-growth asset. Rental yield 4.89%. The $3,869/mo rent partially funds the $966/mo debt service; the core return is the 5%/yr price growth projected to add $59,373 over five years. Ziffy Mortgage's DSCR mortgage (4.01) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $246,224.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 8.0% |
| Monthly Cash Flow | $(1,913) | $150 |
City averages based on Pembroke market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,869 |
| Total Monthly Debt Service | $1,222 |
| DSCR Ratio | 3.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
2.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31321, Pembroke, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,090 (100%) |
| Owner Occupied HU | 2,111 (68.3%) |
| Renter Occupied HU | 711 (23.0%) |
| Vacant Housing Units | 268 ( 8.7%) |
| Median Home Value | $247,331 |
| Average Home Value | $278,251 |
Housing Distribution
Address Breakdown
Residential
2,751
Single Family
2,666
Multi-Family
85
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
2.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31321, Pembroke, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,090 (100%) |
| Owner Occupied HU | 2,111 (68.3%) |
| Renter Occupied HU | 711 (23.0%) |
| Vacant Housing Units | 268 ( 8.7%) |
| Median Home Value | $247,331 |
| Average Home Value | $278,251 |
Housing Distribution
Address Breakdown
Residential
2,751
Single Family
2,666
Multi-Family
85
Businesses
141
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices