11765 Hadley StWhittierCA90601
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 11765 Hadley St, Whittier, CA, 90601 in Whittier: $7,195/mo in rent, $1,617/mo net, 10.47% gross yield, all on a $825,000 acquisition. The 1.94 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $227,932 in value, and $7,598/yr in principal paydown steadily builds equity. Projected total cumulative return: $418,892.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.5% |
| Monthly Cash Flow | $1,617 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,195 |
| Total Monthly Debt Service | $5,250 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2022
0.27 Acres lot
$N/A/sqft
$268 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90601, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,666 (100%) |
| Owner Occupied HU | 6,901 (59.2%) |
| Renter Occupied HU | 4,371 (37.5%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $838,555 |
| Average Home Value | $874,657 |
Housing Distribution
Address Breakdown
Residential
11,369
Single Family
8,667
Multi-Family
2,702
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2022
0.27 Acres lot
$N/A/sqft
$268 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90601, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,666 (100%) |
| Owner Occupied HU | 6,901 (59.2%) |
| Renter Occupied HU | 4,371 (37.5%) |
| Vacant Housing Units | 394 ( 3.4%) |
| Median Home Value | $838,555 |
| Average Home Value | $874,657 |
Housing Distribution
Address Breakdown
Residential
11,369
Single Family
8,667
Multi-Family
2,702
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices