11751 208th StO'BrienFL32071
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 11751 208th St, O'Brien, FL, 32071 in O'Brien is listed at $325,000 and delivers $2,368/mo in rent and $211/mo in net monthly cash flow. The 8.74% yield and 1.62 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $89,792 over five years, and $2,993/yr in principal reduction supplements cash return. Total projected cumulative return: $137,478.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $211 | $200 |
City averages based on O'Brien market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,368 |
| Total Monthly Debt Service | $2,027 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32071, O Brien, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,003 (100%) |
| Owner Occupied HU | 1,498 (74.8%) |
| Renter Occupied HU | 231 (11.5%) |
| Vacant Housing Units | 274 (13.7%) |
| Median Home Value | $195,270 |
| Average Home Value | $234,900 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,812
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32071, O Brien, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,003 (100%) |
| Owner Occupied HU | 1,498 (74.8%) |
| Renter Occupied HU | 231 (11.5%) |
| Vacant Housing Units | 274 (13.7%) |
| Median Home Value | $195,270 |
| Average Home Value | $234,900 |
Housing Distribution
Address Breakdown
Residential
1,812
Single Family
1,812
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices