11735 Elkhart StreetCommerce CityCO80603
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 11735 Elkhart Street, Commerce City, CO, 80603 in Commerce City. At $415,000 it earns $2,952/mo in rent and distributes $288/mo to the owner after the $1,866/mo payment, a consistent 8.54% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $114,657 in value; $3,822/yr in principal paydown compounds ownership stake. Total projected return: $176,343.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.2% |
| Monthly Cash Flow | $288 | $850 |
City averages based on Commerce City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,952 |
| Total Monthly Debt Service | $2,499 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
5,442 sqft lot
$N/A/sqft
$90 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80603, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,636 (100%) |
| Owner Occupied HU | 5,005 (88.8%) |
| Renter Occupied HU | 536 ( 9.5%) |
| Vacant Housing Units | 95 ( 1.7%) |
| Median Home Value | $574,462 |
| Average Home Value | $591,347 |
Housing Distribution
Address Breakdown
Residential
5,625
Single Family
5,625
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
5,442 sqft lot
$N/A/sqft
$90 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80603, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,636 (100%) |
| Owner Occupied HU | 5,005 (88.8%) |
| Renter Occupied HU | 536 ( 9.5%) |
| Vacant Housing Units | 95 ( 1.7%) |
| Median Home Value | $574,462 |
| Average Home Value | $591,347 |
Housing Distribution
Address Breakdown
Residential
5,625
Single Family
5,625
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joyce Davis • Coldwell Banker Realty 56
Mls Name: REcolorado
Mls Provider:
Mls ID: #8206138
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