11707 104th StLargoFL33773
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 11707 104th St, Largo, FL, 33773 in Largo at $335,600, 5.81% gross yield, is a market-growth asset. Rental yield 5.81%. The $1,690/mo rent partially funds the $1,509/mo debt service; the core return is the 5%/yr price growth projected to add $92,720 over five years. Ziffy Mortgage's DSCR mortgage (1.12) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $86,646.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 7.0% |
| Monthly Cash Flow | $(709) | $1,500 |
City averages based on Largo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,690 |
| Total Monthly Debt Service | $2,206 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
5,183 sqft lot
$N/A/sqft
$19 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33773, Largo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,744 (100%) |
| Owner Occupied HU | 6,907 (64.3%) |
| Renter Occupied HU | 2,418 (22.5%) |
| Vacant Housing Units | 1,419 (13.2%) |
| Median Home Value | $329,132 |
| Average Home Value | $366,413 |
Housing Distribution
Address Breakdown
Residential
8,556
Single Family
7,745
Multi-Family
811
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
5,183 sqft lot
$N/A/sqft
$19 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33773, Largo, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,744 (100%) |
| Owner Occupied HU | 6,907 (64.3%) |
| Renter Occupied HU | 2,418 (22.5%) |
| Vacant Housing Units | 1,419 (13.2%) |
| Median Home Value | $329,132 |
| Average Home Value | $366,413 |
Housing Distribution
Address Breakdown
Residential
8,556
Single Family
7,745
Multi-Family
811
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices