1170 Mon Dye RdPhil CampbellAL35581








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Phil Campbell at 1170 Mon Dye Rd, Phil Campbell, AL, 35581 priced at $250,000 converts $1,152/mo rent into after a $1,224/mo obligation. Total monthly income equals $1,152/mo. Return on cash invested prints 16.15% in year one, and rental yield reads 5.53% against a $250,000 entry. Equity gained on principal adds $1,613/yr, while 5% annual appreciation compiles into $69,070 by year five. Five-year ROI reaches 82% and total cumulative return in cash sums $67,954. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,152/mo property income covering a $1,224/mo payment, not borrower’s personal income.
Single Family
Built in 2000
1.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35581, Phil Campbell, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,344 (100%) |
| Owner Occupied HU | 1,512 (64.5%) |
| Renter Occupied HU | 511 (21.8%) |
| Vacant Housing Units | 321 (13.7%) |
| Median Home Value | $154,812 |
| Average Home Value | $172,151 |
Housing Distribution
Address Breakdown
Residential
2,258
Single Family
2,234
Multi-Family
24
Businesses
85
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Listed by: Brenda M Kelly • EXIT River City Realty
Mls Name: Strategic MLS Alliance
Mls ID: #517164
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








