191 Railroad St, Phil Campbell, AL, 35581 | 3.11% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
1698 sft

44 County Road 3208, Haleyville, AL, 35565

4 Bed
2 Bath
1799 sft

904 Old Hackleburg Rd, Hackleburg, AL, 35564

3 Bed
2 Bath
1104 sft

7170 Highway 48, Russellville, AL, 35654

Investment Property+ 1 more

3 Bed
1 Bath
1104 sft

201 George Ave, Haleyville, AL, 35565

Nearby investment properties with comparable prices

4 Bed
4 Bath
3860 sft

162 Carney Ln, Russellville, AL, 35653

3 Bed
2 Bath
1334 sft

439 County Highway 21, Russellville, AL, 35653

4 Bed
2 Bath
2000 sft

920 Bradley Rd, Tuscumbia, AL, 35674

3 Bed
2 Bath
1600 sft

535 Marion St, Hamilton, AL, 35570

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Total monthly income runs $1,000/mo, and a $1,889/mo payment. Purchase price stands at $386,000, and rental yield measures 3.11% with $1,000/mo rent. Return on cash invested shows 8.86% in year one, and 5% annual appreciation builds toward $106,645 over five years. Five-year ROI reaches 42.88% and total cumulative return in cash records $54,864. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,000/mo property income covering a $1,889/mo payment rather than investor’s personal income.

Multi Family

Built in 2025

0.43 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35581, Phil Campbell, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	2,344 (100%)
Owner Occupied HU	1,512 (64.5%)
Renter Occupied HU	511 (21.8%)
Vacant Housing Units	321 (13.7%)
Median Home Value	$154,812
Average Home Value	$172,151