117 Newell Brook RoadDurhamME04222
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder117 Newell Brook Road, Durham, ME, 04222 in Durham is a stable, well-positioned rental at $689,000. Rental yield 7.25%. DSCR 1.34 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $190,358 in value and $6,346/yr in principal paydown builds equity, a total projected return of $249,710.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 7.5% |
| Monthly Cash Flow | $(186) | $450 |
City averages based on Durham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,163 |
| Total Monthly Debt Service | $4,074 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
3.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04222, Durham, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,730 (100%) |
| Owner Occupied HU | 1,552 (89.7%) |
| Renter Occupied HU | 129 ( 7.5%) |
| Vacant Housing Units | 49 ( 2.8%) |
| Median Home Value | $368,235 |
| Average Home Value | $379,325 |
Housing Distribution
Address Breakdown
Residential
1,691
Single Family
1,691
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
3.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04222, Durham, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,730 (100%) |
| Owner Occupied HU | 1,552 (89.7%) |
| Renter Occupied HU | 129 ( 7.5%) |
| Vacant Housing Units | 49 ( 2.8%) |
| Median Home Value | $368,235 |
| Average Home Value | $379,325 |
Housing Distribution
Address Breakdown
Residential
1,691
Single Family
1,691
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices