117 Mickey Mantle CtBerkeley SpringsWV25411
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 117 Mickey Mantle Ct, Berkeley Springs, WV, 25411 in Berkeley Springs at $429,900 earns $2,537/mo in rent and nets $39/mo after the $1,933/mo payment, a 7.08% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $118,773 over five years. Ziffy Mortgage underwrites this on a 1.31 DSCR without U.S. credit history. With $3,959/yr in principal paydown, total projected return reaches $165,468.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $39 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,537 |
| Total Monthly Debt Service | $2,316 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25411, Berkeley Springs, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,530 (100%) |
| Owner Occupied HU | 4,442 (68.0%) |
| Renter Occupied HU | 958 (14.7%) |
| Vacant Housing Units | 1,130 (17.3%) |
| Median Home Value | $238,613 |
| Average Home Value | $267,345 |
Housing Distribution
Address Breakdown
Residential
6,018
Single Family
6,016
Multi-Family
2
Businesses
441
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25411, Berkeley Springs, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,530 (100%) |
| Owner Occupied HU | 4,442 (68.0%) |
| Renter Occupied HU | 958 (14.7%) |
| Vacant Housing Units | 1,130 (17.3%) |
| Median Home Value | $238,613 |
| Average Home Value | $267,345 |
Housing Distribution
Address Breakdown
Residential
6,018
Single Family
6,016
Multi-Family
2
Businesses
441
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #WVMO2007384