117 Brittany Terrace UNIT 117Rock TavernNY12575
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 117 Brittany Terrace UNIT 117, Rock Tavern, NY, 12575 in Rock Tavern speaks for itself: 16.09% gross on a $179,000 price, generating $2,400/mo in rent and $577/mo in net income after the $805/mo debt service. DSCR 2.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,920 stacks alongside $49,454 in projected five-year appreciation and $1,649/yr in principal reduction. Projected total cumulative return: $108,099.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.1% | 6.2% |
| Monthly Cash Flow | $577 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $1,752 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
N/A lot
$N/A/sqft
$628 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12575, Rock Tavern, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 976 (100%) |
| Owner Occupied HU | 871 (89.2%) |
| Renter Occupied HU | 73 ( 7.5%) |
| Vacant Housing Units | 32 ( 3.3%) |
| Median Home Value | $481,599 |
| Average Home Value | $508,042 |
Housing Distribution
Address Breakdown
Residential
861
Single Family
860
Multi-Family
1
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
N/A lot
$N/A/sqft
$628 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12575, Rock Tavern, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 976 (100%) |
| Owner Occupied HU | 871 (89.2%) |
| Renter Occupied HU | 73 ( 7.5%) |
| Vacant Housing Units | 32 ( 3.3%) |
| Median Home Value | $481,599 |
| Average Home Value | $508,042 |
Housing Distribution
Address Breakdown
Residential
861
Single Family
860
Multi-Family
1
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices