117 Avalon PlHelenaAR72342
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 117 Avalon Pl, Helena, AR, 72342 in Helena deserves attention. This $229,000 property earns $2,072/mo in rent, a 10.86% gross yield, and nets $696/mo after the $1,030/mo payment. DSCR 2.01 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $63,268 compounds alongside $2,109/yr in yearly equity build, for a total cumulative return of $131,442.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 8.0% |
| Monthly Cash Flow | $696 | $300 |
City averages based on Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,072 |
| Total Monthly Debt Service | $1,285 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72342, Helena, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 876 (38.6%) |
| Renter Occupied HU | 773 (34.1%) |
| Vacant Housing Units | 618 (27.3%) |
| Median Home Value | $137,019 |
| Average Home Value | $215,158 |
Housing Distribution
Address Breakdown
Residential
1,985
Single Family
1,906
Multi-Family
79
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72342, Helena, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 876 (38.6%) |
| Renter Occupied HU | 773 (34.1%) |
| Vacant Housing Units | 618 (27.3%) |
| Median Home Value | $137,019 |
| Average Home Value | $215,158 |
Housing Distribution
Address Breakdown
Residential
1,985
Single Family
1,906
Multi-Family
79
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices