154 Mulberry StMariannaAR72360
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Marianna rental at 154 Mulberry St, Marianna, AR, 72360 sits in the solid-income band: 9.65% gross yield, $1,600/mo rent, $404/mo net after the $895/mo debt service, DSCR 1.79. Entry price of $199,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $54,980 and $1,833/yr in principal reduction bring total cumulative return to $101,286.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 9.0% |
| Monthly Cash Flow | $404 | $250 |
City averages based on Marianna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,600 |
| Total Monthly Debt Service | $1,117 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72360, Marianna, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,909 (100%) |
| Owner Occupied HU | 1,283 (44.1%) |
| Renter Occupied HU | 1,156 (39.7%) |
| Vacant Housing Units | 470 (16.2%) |
| Median Home Value | $84,939 |
| Average Home Value | $130,534 |
Housing Distribution
Address Breakdown
Residential
2,415
Single Family
2,309
Multi-Family
106
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72360, Marianna, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,909 (100%) |
| Owner Occupied HU | 1,283 (44.1%) |
| Renter Occupied HU | 1,156 (39.7%) |
| Vacant Housing Units | 470 (16.2%) |
| Median Home Value | $84,939 |
| Average Home Value | $130,534 |
Housing Distribution
Address Breakdown
Residential
2,415
Single Family
2,309
Multi-Family
106
Businesses
292
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices