1166 Killarney StLivermoreCA94550
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1166 Killarney St, Livermore, CA, 94550 in Livermore at $1,260,800, 4.6% gross yield, is a market-growth asset. Rental yield 4.6%. The $4,830/mo rent partially funds the $5,669/mo debt service; the core return is the 5%/yr price growth projected to add $348,336 over five years. Ziffy Mortgage's DSCR mortgage (0.85) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $287,006.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 5.2% |
| Monthly Cash Flow | $(2,970) | $300 |
City averages based on Livermore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,830 |
| Total Monthly Debt Service | $7,298 |
| DSCR Ratio | 0.66x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94550, Livermore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,842 (100%) |
| Owner Occupied HU | 12,953 (68.7%) |
| Renter Occupied HU | 5,085 (27.0%) |
| Vacant Housing Units | 804 ( 4.3%) |
| Median Home Value | $1,266,211 |
| Average Home Value | $1,325,729 |
Housing Distribution
Address Breakdown
Residential
18,538
Single Family
16,047
Multi-Family
2,491
Businesses
1,130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94550, Livermore, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,842 (100%) |
| Owner Occupied HU | 12,953 (68.7%) |
| Renter Occupied HU | 5,085 (27.0%) |
| Vacant Housing Units | 804 ( 4.3%) |
| Median Home Value | $1,266,211 |
| Average Home Value | $1,325,729 |
Housing Distribution
Address Breakdown
Residential
18,538
Single Family
16,047
Multi-Family
2,491
Businesses
1,130
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bay East AOR
Mls ID: #41128987