1162 Whittier AveBreaCA92821
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1162 Whittier Ave, Brea, CA, 92821 in Brea is a conservative rental investment at $1,399,995. Rental yield 6.3%. A 1.17 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $386,793; $12,894/yr in principal paydown supplements. Total projected return: $410,738.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 5.0% |
| Monthly Cash Flow | $(1,907) | $300 |
City averages based on Brea market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,345 |
| Total Monthly Debt Service | $8,695 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
7,321 sqft lot
$N/A/sqft
$210 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
7,321 sqft lot
$N/A/sqft
$210 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92821, Brea, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,382 (100%) |
| Owner Occupied HU | 8,952 (54.6%) |
| Renter Occupied HU | 6,638 (40.5%) |
| Vacant Housing Units | 792 ( 4.8%) |
| Median Home Value | $903,486 |
| Average Home Value | $984,134 |
Housing Distribution
Address Breakdown
Residential
15,977
Single Family
13,614
Multi-Family
2,363
Businesses
2,558
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices