11617 Philadelphia RdWhite MarshMD21162
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderAt $675,000, 11617 Philadelphia Rd, White Marsh, MD, 21162 in White Marsh generates $4,272/mo in rent (7.59% yield) but nets only $74/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.41) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $186,490. Total projected return: $260,808.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.4% |
| Monthly Cash Flow | $74 | $450 |
City averages based on White Marsh market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,272 |
| Total Monthly Debt Service | $3,930 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21162, White Marsh, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,788 (100%) |
| Owner Occupied HU | 1,422 (79.5%) |
| Renter Occupied HU | 274 (15.3%) |
| Vacant Housing Units | 92 ( 5.1%) |
| Median Home Value | $529,289 |
| Average Home Value | $537,727 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,728
Multi-Family
21
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21162, White Marsh, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,788 (100%) |
| Owner Occupied HU | 1,422 (79.5%) |
| Renter Occupied HU | 274 (15.3%) |
| Vacant Housing Units | 92 ( 5.1%) |
| Median Home Value | $529,289 |
| Average Home Value | $537,727 |
Housing Distribution
Address Breakdown
Residential
1,749
Single Family
1,728
Multi-Family
21
Businesses
366
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDBC2154050