11605 Ruggles StOmahaNE68164
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 11605 Ruggles St, Omaha, NE, 68164 in Omaha speaks for itself: 15.37% gross on a $219,500 price, generating $2,812/mo in rent and $1,329/mo in net income after the $987/mo debt service. DSCR 2.85, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $15,952 stacks alongside $60,644 in projected five-year appreciation and $2,022/yr in principal reduction. Projected total cumulative return: $169,386.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.4% | 6.2% |
| Monthly Cash Flow | $1,329 | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,812 |
| Total Monthly Debt Service | $1,395 |
| DSCR Ratio | 2.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68164, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,868 (100%) |
| Owner Occupied HU | 7,676 (59.7%) |
| Renter Occupied HU | 4,662 (36.2%) |
| Vacant Housing Units | 530 ( 4.1%) |
| Median Home Value | $275,901 |
| Average Home Value | $313,656 |
Housing Distribution
Address Breakdown
Residential
12,678
Single Family
9,107
Multi-Family
3,571
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68164, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,868 (100%) |
| Owner Occupied HU | 7,676 (59.7%) |
| Renter Occupied HU | 4,662 (36.2%) |
| Vacant Housing Units | 530 ( 4.1%) |
| Median Home Value | $275,901 |
| Average Home Value | $313,656 |
Housing Distribution
Address Breakdown
Residential
12,678
Single Family
9,107
Multi-Family
3,571
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices