116041 Cochise CtChinoCA91708
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play116041 Cochise Ct, Chino, CA, 91708 in Chino is priced for appreciation, not yield. Rental yield 5.91%. At $840,990 with a 5.91% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $232,350 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.09) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $231,171.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.0% |
| Monthly Cash Flow | $(1,385) | $1,200 |
City averages based on Chino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,140 |
| Total Monthly Debt Service | $5,190 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
1,900 sqft lot
$N/A/sqft
$322 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91708, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,172 (100%) |
| Owner Occupied HU | 3,813 (61.8%) |
| Renter Occupied HU | 1,943 (31.5%) |
| Vacant Housing Units | 416 ( 6.7%) |
| Median Home Value | $658,636 |
| Average Home Value | $684,350 |
Housing Distribution
Address Breakdown
Residential
5,917
Single Family
5,668
Multi-Family
249
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
1,900 sqft lot
$N/A/sqft
$322 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91708, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,172 (100%) |
| Owner Occupied HU | 3,813 (61.8%) |
| Renter Occupied HU | 1,943 (31.5%) |
| Vacant Housing Units | 416 ( 6.7%) |
| Median Home Value | $658,636 |
| Average Home Value | $684,350 |
Housing Distribution
Address Breakdown
Residential
5,917
Single Family
5,668
Multi-Family
249
Businesses
642
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices