116 S Walnut StMaroaIL61756
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 116 S Walnut St, Maroa, IL, 61756 in Maroa worth modelling. At $149,900 with a 9.41% gross yield, the $1,175/mo rent leaves $135/mo after the $674/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.74 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $41,415 by year five; $1,381/yr in principal reduction adds further equity. Total projected return: $66,035.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.5% |
| Monthly Cash Flow | $135 | $350 |
City averages based on Maroa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,175 |
| Total Monthly Debt Service | $980 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61756, Maroa, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 952 (100%) |
| Owner Occupied HU | 690 (72.5%) |
| Renter Occupied HU | 160 (16.8%) |
| Vacant Housing Units | 102 (10.7%) |
| Median Home Value | $176,705 |
| Average Home Value | $199,841 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
711
Multi-Family
1
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61756, Maroa, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 952 (100%) |
| Owner Occupied HU | 690 (72.5%) |
| Renter Occupied HU | 160 (16.8%) |
| Vacant Housing Units | 102 (10.7%) |
| Median Home Value | $176,705 |
| Average Home Value | $199,841 |
Housing Distribution
Address Breakdown
Residential
712
Single Family
711
Multi-Family
1
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices