116 River StHudson FallsNY12839
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 116 River St, Hudson Falls, NY, 12839 in Hudson Falls deserves attention. This $128,000 property earns $3,035/mo in rent, a 28.45% gross yield, and nets $2,180/mo after the $576/mo payment. DSCR 5.27 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $35,364 compounds alongside $1,179/yr in yearly equity build, for a total cumulative return of $189,092.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 28.5% | 6.2% |
| Monthly Cash Flow | $2,180 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,035 |
| Total Monthly Debt Service | $804 |
| DSCR Ratio | 3.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12839, Hudson Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,305 (100%) |
| Owner Occupied HU | 3,330 (52.8%) |
| Renter Occupied HU | 2,554 (40.5%) |
| Vacant Housing Units | 421 ( 6.7%) |
| Median Home Value | $178,947 |
| Average Home Value | $269,636 |
Housing Distribution
Address Breakdown
Residential
5,847
Single Family
5,461
Multi-Family
386
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12839, Hudson Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,305 (100%) |
| Owner Occupied HU | 3,330 (52.8%) |
| Renter Occupied HU | 2,554 (40.5%) |
| Vacant Housing Units | 421 ( 6.7%) |
| Median Home Value | $178,947 |
| Average Home Value | $269,636 |
Housing Distribution
Address Breakdown
Residential
5,847
Single Family
5,461
Multi-Family
386
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A