116 Middle RoadSwantonVT05488
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 116 Middle Road, Swanton, VT, 05488 in Swanton aligned with their strategy. Rental yield 7.92%. DSCR 1.47 and 7.92% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $3,399/yr in paydown build toward a projected cumulative return of $139,506.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.8% |
| Monthly Cash Flow | $(19) | $420 |
City averages based on Swanton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,436 |
| Total Monthly Debt Service | $2,308 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05488, Swanton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,772 (100%) |
| Owner Occupied HU | 2,503 (66.4%) |
| Renter Occupied HU | 690 (18.3%) |
| Vacant Housing Units | 579 (15.3%) |
| Median Home Value | $333,682 |
| Average Home Value | $378,596 |
Housing Distribution
Address Breakdown
Residential
3,335
Single Family
3,276
Multi-Family
59
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05488, Swanton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,772 (100%) |
| Owner Occupied HU | 2,503 (66.4%) |
| Renter Occupied HU | 690 (18.3%) |
| Vacant Housing Units | 579 (15.3%) |
| Median Home Value | $333,682 |
| Average Home Value | $378,596 |
Housing Distribution
Address Breakdown
Residential
3,335
Single Family
3,276
Multi-Family
59
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul L Clark • Paul Poquette Realty Group, LLC
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5053282
Disclaimer: Copyright 2025 PrimeMLS, Inc. All rights reserved. This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this display comes in part from the IDX Program of PrimeMLS. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2025-08-13 12:56:17 PDT. This display of listings may or may not be the entire Compilation from the PrimeMLS database, and PrimeMLS does not guarantee the accuracy of such information.