116 Linden AveGermantown HillsIL61548
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Germantown Hills rentals match the income profile of 116 Linden Ave, Germantown Hills, IL, 61548. Listed at $199,900, gross rent is $2,366/mo and net cash flow is $980/mo, a 14.21% yield well above national averages. DSCR 2.63 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $55,229 by year five with $1,841/yr in annual principal reduction, projecting $139,478 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 7.0% |
| Monthly Cash Flow | $980 | $1,500 |
City averages based on Germantown Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,366 |
| Total Monthly Debt Service | $1,307 |
| DSCR Ratio | 1.81x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
0.28 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
0.28 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Trudel • Jim Maloof Realty, Inc.
Mls Name: RMLS Alliance
Mls ID: #PA1261058