116 Green StWarm SpringsGA31830
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 116 Green St, Warm Springs, GA, 31830 in Warm Springs: $1,009/mo in rent, $218/mo in net income, 9.32% gross yield, 1.73 DSCR, all at $129,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $35,889 in appreciation and $1,196/yr in principal paydown projects total cumulative return of $63,308.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $218 | $1,200 |
City averages based on Warm Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,009 |
| Total Monthly Debt Service | $739 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31830, Warm Springs, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 979 (100%) |
| Owner Occupied HU | 611 (62.4%) |
| Renter Occupied HU | 226 (23.1%) |
| Vacant Housing Units | 142 (14.5%) |
| Median Home Value | $178,324 |
| Average Home Value | $221,686 |
Housing Distribution
Address Breakdown
Residential
678
Single Family
678
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31830, Warm Springs, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 979 (100%) |
| Owner Occupied HU | 611 (62.4%) |
| Renter Occupied HU | 226 (23.1%) |
| Vacant Housing Units | 142 (14.5%) |
| Median Home Value | $178,324 |
| Average Home Value | $221,686 |
Housing Distribution
Address Breakdown
Residential
678
Single Family
678
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Grant Jones • Georgia Real Estate Team
Mls Name: GAMLS
Mls ID: #10579621