116 Asbell StIrwintonGA31042
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow116 Asbell St, Irwinton, GA, 31042 in Irwinton is a top-tier cash-flow asset. At $107,000 it produces $1,722/mo in rent and $1,071/mo in net monthly income, a 19.31% gross rental yield. The DSCR of 3.58 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,849. Five-year appreciation adds $29,562, driving a total cumulative return of $109,464.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.3% | 6.0% |
| Monthly Cash Flow | $1,071 | $1,200 |
City averages based on Irwinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,722 |
| Total Monthly Debt Service | $609 |
| DSCR Ratio | 2.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1944
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31042, Irwinton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 761 (100%) |
| Owner Occupied HU | 451 (59.3%) |
| Renter Occupied HU | 166 (21.8%) |
| Vacant Housing Units | 144 (18.9%) |
| Median Home Value | $91,591 |
| Average Home Value | $117,894 |
Housing Distribution
Address Breakdown
Residential
581
Single Family
581
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1944
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31042, Irwinton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 761 (100%) |
| Owner Occupied HU | 451 (59.3%) |
| Renter Occupied HU | 166 (21.8%) |
| Vacant Housing Units | 144 (18.9%) |
| Median Home Value | $91,591 |
| Average Home Value | $117,894 |
Housing Distribution
Address Breakdown
Residential
581
Single Family
581
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices