11549 Lamplighter LnTampaFL33637
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 11549 Lamplighter Ln, Tampa, FL, 33637 in Tampa deserves attention. This $112,500 property earns $4,622/mo in rent, a 49.31% gross yield, and nets $3,876/mo after the $506/mo payment. DSCR 9.13 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $31,082 compounds alongside $1,036/yr in yearly equity build, for a total cumulative return of $292,302.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 49.3% | 3.0% |
| Monthly Cash Flow | $3,876 | $350 |
City averages based on Tampa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,622 |
| Total Monthly Debt Service | $702 |
| DSCR Ratio | 6.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2000
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33637, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,396 (100%) |
| Owner Occupied HU | 3,305 (39.4%) |
| Renter Occupied HU | 4,675 (55.7%) |
| Vacant Housing Units | 416 ( 5.0%) |
| Median Home Value | $315,738 |
| Average Home Value | $308,939 |
Housing Distribution
Address Breakdown
Residential
8,045
Single Family
5,752
Multi-Family
2,293
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2000
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33637, Tampa, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,396 (100%) |
| Owner Occupied HU | 3,305 (39.4%) |
| Renter Occupied HU | 4,675 (55.7%) |
| Vacant Housing Units | 416 ( 5.0%) |
| Median Home Value | $315,738 |
| Average Home Value | $308,939 |
Housing Distribution
Address Breakdown
Residential
8,045
Single Family
5,752
Multi-Family
2,293
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices