11542 81st Ln NEOtsegoMN55330








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Otsego at 11542 81st Ln NE, Otsego, MN, 55330 uses $149,142 cash to close to unlock $11,120/yr annual cash flow and $927/mo monthly cash flow. Total monthly income runs $3,736/mo, and a $2,202/mo payment keeps the spread at $927/mo. Purchase price stands at $449,900, and rental yield measures 9.96% with $3,736/mo rent. Return on cash invested shows 27.36% in year one, and 5% annual appreciation builds toward $124,299 over five years. Five-year ROI reaches 142.9% and total cumulative return in cash records $213,118. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,736/mo property income covering a $2,202/mo payment rather than investor’s personal income.
Single Family
Built in 2023
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55330, Elk River, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,209 (100%) |
| Owner Occupied HU | 14,611 (80.2%) |
| Renter Occupied HU | 2,788 (15.3%) |
| Vacant Housing Units | 810 ( 4.4%) |
| Median Home Value | $390,674 |
| Average Home Value | $424,407 |
Housing Distribution
Address Breakdown
Residential
17,307
Single Family
15,298
Multi-Family
2,009
Businesses
1,116
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