1152 Harbins RdDaculaGA30019
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 1152 Harbins Rd, Dacula, GA, 30019 in Dacula worth study. Rental yield 1.75%. The 1.75% gross yield is below cash-flow benchmarks at $1,973,160, but 5% annual appreciation, adding $545,148 over five years, frames this as a capital growth position. Rent of $2,876/mo partially offsets the $8,873/mo payment. Ziffy Mortgage finances appreciation-play properties (0.32 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $159,570.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 8.0% |
| Monthly Cash Flow | $(9,133) | $300 |
City averages based on Dacula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,876 |
| Total Monthly Debt Service | $11,224 |
| DSCR Ratio | 0.26x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
6.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30019, Dacula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,123 (100%) |
| Owner Occupied HU | 14,767 (86.2%) |
| Renter Occupied HU | 1,999 (11.7%) |
| Vacant Housing Units | 357 ( 2.1%) |
| Median Home Value | $440,476 |
| Average Home Value | $473,028 |
Housing Distribution
Address Breakdown
Residential
17,260
Single Family
17,066
Multi-Family
194
Businesses
1,090
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
6.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30019, Dacula, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,123 (100%) |
| Owner Occupied HU | 14,767 (86.2%) |
| Renter Occupied HU | 1,999 (11.7%) |
| Vacant Housing Units | 357 ( 2.1%) |
| Median Home Value | $440,476 |
| Average Home Value | $473,028 |
Housing Distribution
Address Breakdown
Residential
17,260
Single Family
17,066
Multi-Family
194
Businesses
1,090
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices