11510 100th StLive OakFL32060
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 11510 100th St, Live Oak, FL, 32060 in Live Oak deserves attention. This $425,000 property earns $4,265/mo in rent, a 12.04% gross yield, and nets $1,444/mo after the $1,911/mo payment. DSCR 2.23 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $117,420 compounds alongside $3,914/yr in yearly equity build, for a total cumulative return of $254,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.5% |
| Monthly Cash Flow | $1,444 | $400 |
City averages based on Live Oak market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,265 |
| Total Monthly Debt Service | $2,651 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2022
2.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32060, Live Oak, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,483 (100%) |
| Owner Occupied HU | 6,531 (68.9%) |
| Renter Occupied HU | 1,803 (19.0%) |
| Vacant Housing Units | 1,149 (12.1%) |
| Median Home Value | $212,676 |
| Average Home Value | $246,963 |
Housing Distribution
Address Breakdown
Residential
8,716
Single Family
8,565
Multi-Family
151
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2022
2.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32060, Live Oak, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,483 (100%) |
| Owner Occupied HU | 6,531 (68.9%) |
| Renter Occupied HU | 1,803 (19.0%) |
| Vacant Housing Units | 1,149 (12.1%) |
| Median Home Value | $212,676 |
| Average Home Value | $246,963 |
Housing Distribution
Address Breakdown
Residential
8,716
Single Family
8,565
Multi-Family
151
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices