11505 Old Baltimore PikeBeltsvilleMD20705
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 11505 Old Baltimore Pike, Beltsville, MD, 20705 in Beltsville. Priced at $130,000, it generates $2,118/mo in gross rent and $1,309/mo in net monthly cash flow, a 19.55% yield that comfortably supports the 3.62 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,714. Five-year appreciation: $35,917. Equity from principal paydown: $1,197/yr. Total projected cumulative return: $133,553.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.6% | 5.1% |
| Monthly Cash Flow | $1,309 | $1,200 |
City averages based on Beltsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,118 |
| Total Monthly Debt Service | $757 |
| DSCR Ratio | 2.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20705, Beltsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,117 (100%) |
| Owner Occupied HU | 5,926 (53.3%) |
| Renter Occupied HU | 4,604 (41.4%) |
| Vacant Housing Units | 587 ( 5.3%) |
| Median Home Value | $508,605 |
| Average Home Value | $523,690 |
Housing Distribution
Address Breakdown
Residential
10,049
Single Family
6,552
Multi-Family
3,497
Businesses
1,335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20705, Beltsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,117 (100%) |
| Owner Occupied HU | 5,926 (53.3%) |
| Renter Occupied HU | 4,604 (41.4%) |
| Vacant Housing Units | 587 ( 5.3%) |
| Median Home Value | $508,605 |
| Average Home Value | $523,690 |
Housing Distribution
Address Breakdown
Residential
10,049
Single Family
6,552
Multi-Family
3,497
Businesses
1,335
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A