11500 Sutherland DrWaltonKY41094



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 11500 Sutherland Dr, Walton, KY, 41094 in Walton earns a 9.3% gross yield at $545,000. Rent of $4,222/mo nets $838/mo after the $2,451/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $150,573 and $5,020/yr in equity accumulation project a total cumulative return of $260,696.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $838 | $150 |
City averages based on Walton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,222 |
| Total Monthly Debt Service | $3,166 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.36 Acres lot
$N/A/sqft
$795 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41094, Walton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,828 (100%) |
| Owner Occupied HU | 4,195 (72.0%) |
| Renter Occupied HU | 1,303 (22.4%) |
| Vacant Housing Units | 330 ( 5.7%) |
| Median Home Value | $321,723 |
| Average Home Value | $350,825 |
Housing Distribution
Address Breakdown
Residential
5,811
Single Family
5,268
Multi-Family
543
Businesses
362



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2007
0.36 Acres lot
$N/A/sqft
$795 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41094, Walton, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,828 (100%) |
| Owner Occupied HU | 4,195 (72.0%) |
| Renter Occupied HU | 1,303 (22.4%) |
| Vacant Housing Units | 330 ( 5.7%) |
| Median Home Value | $321,723 |
| Average Home Value | $350,825 |
Housing Distribution
Address Breakdown
Residential
5,811
Single Family
5,268
Multi-Family
543
Businesses
362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











