115 N Pima StSpringervilleAZ85938
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 115 N Pima St, Springerville, AZ, 85938 in Springerville is narrow, $150/mo net on $1,918/mo rent after the $1,344/mo debt service, but the property operates at break-even-plus, not a loss. At $299,000 with a 7.7% yield, the long-run equity case via 5% appreciation ($82,608 over five years) and $2,754/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.43 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $122,796.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $150 | $300 |
City averages based on Springerville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,918 |
| Total Monthly Debt Service | $1,648 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85938, Springerville, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,349 (100%) |
| Owner Occupied HU | 765 (56.7%) |
| Renter Occupied HU | 217 (16.1%) |
| Vacant Housing Units | 367 (27.2%) |
| Median Home Value | $248,664 |
| Average Home Value | $288,745 |
Housing Distribution
Address Breakdown
Residential
509
Single Family
453
Multi-Family
56
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85938, Springerville, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,349 (100%) |
| Owner Occupied HU | 765 (56.7%) |
| Renter Occupied HU | 217 (16.1%) |
| Vacant Housing Units | 367 (27.2%) |
| Median Home Value | $248,664 |
| Average Home Value | $288,745 |
Housing Distribution
Address Breakdown
Residential
509
Single Family
453
Multi-Family
56
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jody Emerald • Realty Executives AZ Territory - Show Low
Mls Name: WMAOR
Mls ID: #258422