115 ElmoSan AntonioTX78225
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 115 Elmo, San Antonio, TX, 78225 in San Antonio at $115,000 earns $1,081/mo in rent and nets $24/mo after the $517/mo payment, a 9.3% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $31,772 over five years. Ziffy Mortgage underwrites this on a 2.09 DSCR without U.S. credit history. With $1,059/yr in principal paydown, total projected return reaches $58,067.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.8% |
| Monthly Cash Flow | $24 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,081 |
| Total Monthly Debt Service | $822 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
7,666 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78225, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,531 (100%) |
| Owner Occupied HU | 2,866 (63.3%) |
| Renter Occupied HU | 1,343 (29.6%) |
| Vacant Housing Units | 322 ( 7.1%) |
| Median Home Value | $115,152 |
| Average Home Value | $182,943 |
Housing Distribution
Address Breakdown
Residential
4,412
Single Family
4,328
Multi-Family
84
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
7,666 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78225, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,531 (100%) |
| Owner Occupied HU | 2,866 (63.3%) |
| Renter Occupied HU | 1,343 (29.6%) |
| Vacant Housing Units | 322 ( 7.1%) |
| Median Home Value | $115,152 |
| Average Home Value | $182,943 |
Housing Distribution
Address Breakdown
Residential
4,412
Single Family
4,328
Multi-Family
84
Businesses
205
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leeroy Davila • Evoke Realty
Mls Name: SABOR
Mls Provider:
Mls ID: #1870268
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.