115 E 2nd StWoodsboroMD21798
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Woodsboro rental at 115 E 2nd St, Woodsboro, MD, 21798 sits in the solid-income band: 8.38% gross yield, $2,729/mo rent, $299/mo net after the $1,757/mo debt service, DSCR 1.55. Entry price of $390,665 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $107,934 and $3,598/yr in principal reduction bring total cumulative return to $167,464.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $299 | $300 |
City averages based on Woodsboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,729 |
| Total Monthly Debt Service | $2,274 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
2,532 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21798, Woodsboro, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 892 (100%) |
| Owner Occupied HU | 711 (79.7%) |
| Renter Occupied HU | 142 (15.9%) |
| Vacant Housing Units | 39 ( 4.4%) |
| Median Home Value | $578,601 |
| Average Home Value | $654,764 |
Housing Distribution
Address Breakdown
Residential
910
Single Family
855
Multi-Family
55
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
2,532 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21798, Woodsboro, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 892 (100%) |
| Owner Occupied HU | 711 (79.7%) |
| Renter Occupied HU | 142 (15.9%) |
| Vacant Housing Units | 39 ( 4.4%) |
| Median Home Value | $578,601 |
| Average Home Value | $654,764 |
Housing Distribution
Address Breakdown
Residential
910
Single Family
855
Multi-Family
55
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices