115-117 Thorndale TerRochesterNY14611
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow115-117 Thorndale Ter, Rochester, NY, 14611 in Rochester is a solid income-producing rental, 10.47% gross yield, $1,414/mo rent, $332/mo net cash flow on a $162,000 buy. DSCR 1.94 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $44,758 and $1,492/yr in principal reduction project a total cumulative return of $83,233.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $332 | $450 |
City averages based on Rochester market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,414 |
| Total Monthly Debt Service | $1,017 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1880
4,922 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14611, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,781 (100%) |
| Owner Occupied HU | 2,101 (27.0%) |
| Renter Occupied HU | 4,941 (63.5%) |
| Vacant Housing Units | 739 ( 9.5%) |
| Median Home Value | $75,769 |
| Average Home Value | $178,450 |
Housing Distribution
Address Breakdown
Residential
6,855
Single Family
5,833
Multi-Family
1,022
Businesses
559
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1880
4,922 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14611, Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,781 (100%) |
| Owner Occupied HU | 2,101 (27.0%) |
| Renter Occupied HU | 4,941 (63.5%) |
| Vacant Housing Units | 739 ( 9.5%) |
| Median Home Value | $75,769 |
| Average Home Value | $178,450 |
Housing Distribution
Address Breakdown
Residential
6,855
Single Family
5,833
Multi-Family
1,022
Businesses
559
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices