11487 Highway 1 PointReyes StationCA94956
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 11487 Highway 1 Point, Reyes Station, CA, 94956 in Reyes Station earns a 7.94% gross yield at $1,348,950. Rent of $8,930/mo nets $586/mo after the $6,066/mo mortgage. The 1.47 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $372,690 and $12,424/yr in equity accumulation project a total cumulative return of $549,124.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 7.0% |
| Monthly Cash Flow | $586 | $2,000 |
City averages based on Reyes Station market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,930 |
| Total Monthly Debt Service | $7,808 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
6,556 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94956, Point Reyes Station, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 723 (100%) |
| Owner Occupied HU | 321 (44.4%) |
| Renter Occupied HU | 234 (32.4%) |
| Vacant Housing Units | 168 (23.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,752,220 |
Housing Distribution
Address Breakdown
Residential
32
Single Family
32
Multi-Family
0
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
6,556 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94956, Point Reyes Station, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 723 (100%) |
| Owner Occupied HU | 321 (44.4%) |
| Renter Occupied HU | 234 (32.4%) |
| Vacant Housing Units | 168 (23.2%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,752,220 |
Housing Distribution
Address Breakdown
Residential
32
Single Family
32
Multi-Family
0
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices