11480 Windsor DrHuntleyIL60142
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 11480 Windsor Dr, Huntley, IL, 60142 in Huntley is narrow, $76/mo net on $3,252/mo rent after the $1,956/mo debt service, but the property operates at break-even-plus, not a loss. At $435,000 with a 8.97% yield, the long-run equity case via 5% appreciation ($120,182 over five years) and $4,006/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.66 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $181,483.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 4.2% |
| Monthly Cash Flow | $76 | $850 |
City averages based on Huntley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,252 |
| Total Monthly Debt Service | $2,844 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
7,123 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60142, Huntley, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,082 (100%) |
| Owner Occupied HU | 11,352 (86.8%) |
| Renter Occupied HU | 1,194 ( 9.1%) |
| Vacant Housing Units | 536 ( 4.1%) |
| Median Home Value | $359,416 |
| Average Home Value | $367,297 |
Housing Distribution
Address Breakdown
Residential
12,803
Single Family
12,194
Multi-Family
609
Businesses
646
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
7,123 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60142, Huntley, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,082 (100%) |
| Owner Occupied HU | 11,352 (86.8%) |
| Renter Occupied HU | 1,194 ( 9.1%) |
| Vacant Housing Units | 536 ( 4.1%) |
| Median Home Value | $359,416 |
| Average Home Value | $367,297 |
Housing Distribution
Address Breakdown
Residential
12,803
Single Family
12,194
Multi-Family
609
Businesses
646
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices