11477 Aliento CtSan DiegoCA92127
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 11477 Aliento Ct, San Diego, CA, 92127 in San Diego earns a 8.48% gross yield at $1,395,000. Rent of $9,862/mo nets $1,227/mo after the $6,273/mo mortgage. The 1.57 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $385,413 and $12,848/yr in equity accumulation project a total cumulative return of $607,950.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 4.8% |
| Monthly Cash Flow | $1,227 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,862 |
| Total Monthly Debt Service | $8,079 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
8,400 sqft lot
$N/A/sqft
$55 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92127, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,859 (100%) |
| Owner Occupied HU | 12,317 (69.0%) |
| Renter Occupied HU | 4,894 (27.4%) |
| Vacant Housing Units | 648 ( 3.6%) |
| Median Home Value | $1,280,128 |
| Average Home Value | $1,366,177 |
Housing Distribution
Address Breakdown
Residential
17,345
Single Family
14,388
Multi-Family
2,957
Businesses
789
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
8,400 sqft lot
$N/A/sqft
$55 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92127, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,859 (100%) |
| Owner Occupied HU | 12,317 (69.0%) |
| Renter Occupied HU | 4,894 (27.4%) |
| Vacant Housing Units | 648 ( 3.6%) |
| Median Home Value | $1,280,128 |
| Average Home Value | $1,366,177 |
Housing Distribution
Address Breakdown
Residential
17,345
Single Family
14,388
Multi-Family
2,957
Businesses
789
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices