1145 Portello LaneWindsorCA95492
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Windsor rental at 1145 Portello Lane, Windsor, CA, 95492 sits in the solid-income band: 7.85% gross yield, $6,086/mo rent, $333/mo net after the $4,182/mo debt service, DSCR 1.46. Entry price of $930,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $256,942 and $8,565/yr in principal reduction bring total cumulative return to $374,040.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $333 | $400 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,086 |
| Total Monthly Debt Service | $5,383 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
6,054 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95492, Windsor, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,446 (100%) |
| Owner Occupied HU | 7,510 (71.9%) |
| Renter Occupied HU | 2,334 (22.3%) |
| Vacant Housing Units | 602 ( 5.8%) |
| Median Home Value | $784,144 |
| Average Home Value | $797,671 |
Housing Distribution
Address Breakdown
Residential
9,923
Single Family
9,504
Multi-Family
419
Businesses
987
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
6,054 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95492, Windsor, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,446 (100%) |
| Owner Occupied HU | 7,510 (71.9%) |
| Renter Occupied HU | 2,334 (22.3%) |
| Vacant Housing Units | 602 ( 5.8%) |
| Median Home Value | $784,144 |
| Average Home Value | $797,671 |
Housing Distribution
Address Breakdown
Residential
9,923
Single Family
9,504
Multi-Family
419
Businesses
987
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BAREIS
Mls ID: #326026652